Running a growing business is tough - let us take accounting off your hands
I started MCL Accountants to offer honest, approachable advice that helps people grow. Our team is here to simplify your finances, reduce your tax and give you the confidence to move forward.
We prepare accounts to help in the completion of self-assessment tax returns and/or financial statements to file at Companies House, using abbreviated accounts to ensure the minimum amount of publicly visible information.
We process all your income and outgoings via invoices, bank statements and more to produce Management Accounts, VAT Returns, Key Performance Indicators, End of Year Accounts, Estimated Tax Liabilities and more.
We make sure our clients’ financial affairs stay fully organised by preparing tax returns, completing all required calculations, and dealing directly with HMRC to make self-assessment simple and stress-free.
Get a complete outsourced finance function with invoicing, payments, credit control and inbox management, backed by expert bookkeepers and accountants - removing the need for costly in-house hires.
From April 2026, landlords and sole traders must keep digital records and send quarterly updates to HMRC. MCL Accountants make compliance simple by handling your digital setup, quarterly submissions, year-end statements and final declarations. Stay compliant, avoid penalties and get clear visibility of your tax position with expert support every step of the way.
Comparison Table: MTD ITSA With MCL vs Doing It Alone
| MTD ITSA Requirement | With MCL Accountants | Doing It Alone |
|---|---|---|
| Digital record keeping | We set up approved software and guide you through everything. | You must choose, learn and maintain software yourself. |
| Quarterly HMRC submissions | All quarterly updates are prepared and filed for you. | You must prepare and submit each update on time. |
| End of Period Statement (EOPS) | Completed accurately by qualified accountants. | You must reconcile records and submit the EOPS yourself. |
| Final annual declaration | We handle the full process and ensure compliance. | You must complete and file it without professional support. |
| Deadline reminders | We track every deadline and contact you in advance. | You must manage all dates yourself and risk penalties if missed. |
| Accuracy and compliance | Expert review reduces errors and prevents HMRC issues. | Higher risk of mistakes leading to penalties or enquiries. |
| Time and stress | Minimal – we do the heavy lifting. | High – quarterly admin and digital learning curve required. |
Let MCL Accountants handle the complexity while you focus on your business.
Get MTD-Ready with MCLMCL Accountants deliver fixed-fee, cloud-powered services including self-assessment tax returns, limited company accounts and outsourced finance functions for ambitious businesses in Leigh-on-Sea, Southend and Essex.
At MCL Accountants, we give ambitious individuals and businesses the clarity, confidence and support they need to make smarter financial decisions.
Our team combines deep technical expertise with practical, real-world insight to help you pay less tax, strengthen your finances and build long-term wealth.
From tax planning and compliance to outsourced finance, payroll and advisory services, we take care of the numbers so you can stay focused on growing your business.
We work proactively, spotting opportunities you’re not yet taking advantage of and guiding you through every financial change with straightforward, specialist advice.
With a dedicated team by your side, you gain more than an accountant – you gain a partner committed to helping you achieve your goals, protect your future and unlock the full potential of your business.
Our fixed-fee packages give you complete transparency, predictable costs, and expert support at every step. Each service bundle is tailored around your goals, ensuring you only pay for what you genuinely need – nothing more. With all prices agreed upfront, you gain full clarity over your budget and complete confidence in the value you’re receiving. Explore our packages to see how we simplify your finances, reduce stress, and give you the ongoing support your business needs to grow with confidence.
Individuals
per month on average
Self Employed
per month on average
Limited Companies
per month on average
We help you pay less tax, strengthen your finances and make smarter decisions all year round backed by our 100% Risk-Free Guarantee for total peace of mind. Trusted across Southend and the surrounding areas, we support landlords, small businesses, sole traders, contractors, CIS workers and individuals with clear, proactive and reliable accounting expertise tailored to your needs.
MCL Accountants provide comprehensive accounts, taxation, payroll, business advisory, and support services to a wide range of small businesses and individuals. We also offer a fully managed outsourced finance function, giving you clarity, control, and expert financial oversight without the cost of an in-house team. Our mission is simple: help you pay less tax, grow your wealth, and free up your valuable time so you can focus on running and scaling your business with confidence.
Our fixed fee quotes are detailed and agreed in advance of the work so that you know where you stand. We offer the option to be charged on an hourly basis for those that prefer it.
You can call as much as you need, without charge. It can be about anything – tax, business ideas, whatever you need. If you need help and we can provide it on the phone, it’s FREE.
As long as information is provided on time, accounts are guaranteed for completion within 30 days, phone calls and e-mails are returned within 24 hours max but usually sooner.
Paperwork can be stressful for many owners who just want to get on with running their business. We can take care of bookkeeping and payroll, as well as the normal annual accounts and tax work.
To uncover all the tax planning opportunities you’re not yet using, helping you reduce liabilities and keep more of what you earn.
We send our clients regular tax tips, news, and practical guidance - helping you stay ahead of changes and pay less tax with confidence.
Unlock insights that help you keep more of what you earn and make smarter financial decisions every day.
From April 2025, directors must report detailed dividend information on Self-Assessment tax returns. Learn what’s changing and how to prepare.
Making Tax Digital for Income Tax begins April 2026, requiring self-employed individuals and landlords to comply with digital tax reporting rules.
Discover how employers can claim a refund on overpaid PAYE tax, including eligibility, required documents, and submission methods via HMRC.
From April 2026, Making Tax Digital for Income Tax requires landlords and self-employed individuals to keep digital records and submit quarterly updates.
We’re proud to have 5-star reviews from over 150 customers
Have a query or need guidance?
